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Blooming Africa Empowers You to Transform the Continent

Join Transform and Develop Africa with Blooming Africa

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The “New African” is one that is passionate about the accelerated development of the continent and is prepared to contribute resources to makes it work.

Now, Blooming Africa gives you the power to develop Africa through their innovative crowdfunding platform. So, we no longer need to wait unto central governments to attend to projects that are dear to our hearts. Best of all, executions are done in a transparent manner.

The C.E.O. with the transformational agenda for Africa is Dita Schandorf. She explains what pushed her to start her company and why you are part of Blooming Africa’s vision in this short interview.

Tell Africa briefly who Dita is.

Dita is a 30 year old graduate from the University of Hull, where she studied Human Resource and Law. I am Ghanaian and our office is located at East Legon, Accra.

What is Blooming Africa about and how long have you been existence?

Blooming Africa is a crowdfunding platform that helps people raise funds for community and social projects. We only started in January 2015.

Why has starting this initiative become important and how do you ensure stated projects are executed?

When I returned to Ghana, one thing I noticed about a lot of people I interacted with was this: everyone knew so well how to complain about one problem or another about the nation, but only a few actually had solutions to these problems or even wanted to do anything about them. After a while, I got frustrated from the complaints and thought, how about we empowering Africans to learn to take the responsibility of upgrading their environments.

It’s that simple, for example, if you see a run down school, don’t complain about how they don’t even have a library, come and create a project and let’s build them that library. We are so used to being given fish, it’s time we learnt to pick up the rod for ourselves. We work with only vetted vendors to ensure project executions. We find registered, tax paying, law abiding companies and recruit them to carryout all our projects.

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As maximum transparency is the watchword for Blooming Africa, how is that demonstrated to donors?

Donors are able to track how much money goes in and out of projects, they get to see the seemingly little details like receipts, photos and invoices of each project. We keep them updated through our newsletters, social media outlets and website.

Is there a limit to how much one can raise?

There isn’t a limit to how much money can be raised, although we currently have ensured to stay within a particular threshold. This is because we are still a baby and only just learning to walk, so we don’t want to take on any project that’s too much to chew.

What completed projects are you personally excited about and any reason for that?

Our recent borehole project for Aburi Basic School had me feeling all types of fulfilled. You see, I do this just to see the smiles on the faces of people who are in need. When I walked into that school and saw the faces of people who had been in need of water for so long, finally smiling, I could have cried that day if I wasn’t macho.

Who can fund a project and how does one get started?

Anyone can fund a project, why haven’t you done so already? On our website, just choose the project you’re interested in, click fund and voila!

What is the business model for your startup company?

You create the project, we assign your project to one of our registered vendors, slap on our percentage on the total cost of project, raise funds and then with our vendor, we execute the project.

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Given that there exists giants already in the crowd-funding space, how are you setting your brand apart?

Transparency! That’s how.

When you were certain to run with the idea, how did you raise the needed capital?

I haven’t raised any major capital yet. I started with just building a minimum viable product and once that has worked, we will now go to launch into the next phase, which would be raising capital for our minimal marketable product.

Who is your mentor and how impactful have they been to your progress?

My progress has been amazingly impacted by two mentors. I am in an accelerator program with Servled Africa and they have been overly helpful in this journey. The program gave me every business brain I have acquired so far, as I had no business acumen at all in the past. During this program, I was assigned a mentor, Mr Obafemi Obanigbe; he’s been so helpful with Blooming Africa’s strategy. I look forward to our monthly meetings because it’s always a time to be challenged beyond what I used to think my strength was.

Share with us some entrepreneurial lessons you have picked in business till date.

The first thing I learnt very early on was never to go into business with the sole purpose of making money. The entrepreneurial journey is beyond tough, if money is your driver, you’ll burn out very quickly. I also learned the difference between a leader and a manager. I’ve also learned the importance of hiring right and how to inculcate your beliefs into your staff so much that they feel like they belong; that way, you’ll hardly have to push them to work, they’ll naturally give off their best.

What are some of the challenges associated with your crowd-funding business and how are you handling them?

Fundraising is my biggest headache. It’s not an easy thing to get people to give at all, it’s like pulling hairs off my bald head. I think persistence is how we will overcome this headache. We need to keep doing what we do and build reputation. Once people trust us enough, they’ll be running after us with their money.

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Per the nature of this industry, what candid advice will you offer new entrants?

Don’t give up. It gets tough, but it also gets better.

What are your cardinal business principles?

Truth, transparency and accountability. We endeavor to be truthful, transparent and accountable in everything we do.

How soon will you begin accepting projects from other African countries?

Give us a couple more years; let’s tidy up our home first, shall we.

Has running your own company as a woman entrepreneur being a blessing to you?

Indeed, it has pushed me to what I believe is a better version of me. I have learned a lot of humility and patience in this year, more than anything. I’m extremely happy about that.

Thank you, Dita!

So, with a little you have, you can also contribute your quota to the development of our beloved continent. Just log on to, choose a project so dear to you, donate to a project of your choice and be a proud African.

Are you motivated to put your ideas together and start your business? What entrepreneurial lessons have you learnt from Dita Schandorf? Share with us.


If you want to share your experience as a startup founder on TSH to Africa, send a brief detail of your business to

Was this interview inspiring? Leave us your comment.

Follow #TSH on Facebook and Twitter for more change making interviews.

An entrepreneurship enthusiast, who believes Africans and Africa can have accelerated development if a lot more of us embrace our God-giving talents and effect positive changes in our society.

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Rahmon Ojukotola: StartCredits Hopes to Save Nigerians Billions of Naira

High interest rates on loans are a barrier to growth and economic prosperity, which is why StartCredits has developed an innovative way for Nigerians to borrow quick online loans without collateral on its loan market comparison platform.

It is the aim of this fin-tech startup to help Nigerians access finance and save money by comparing loan providers. Rahmon, the Director of StartCredits is strategically growing this company to be the preferred loan market for a number of online borrowers.

Rahmon Ojukotola currently sits on the advisory board to the Florida schools group and previously worked at the Bank of England and UBS. Our startup founder, is also a Chartered Accountant and a member of the Chartered Institute for Securities & Investment, the Institute of Chartered Accountants in England and Wales and the Royal Economic Society.

With these credentials, he surely has what it takes to lead the competitive loan market. Let’s find out what Rahmon has brought into the market and his life as an entrepreneur.


How is StartCredits disrupting the traditional borrowing in Africa as you suggest?

StartCredits is disrupting traditional borrowing, as our product provides transparency and increases competition in the market to reduce interest rates for qualified borrowers. It also provides a new channel for Nigerians to borrow money.

From your enviable background why did you decide to leave all that to start a startup in Nigeria?

I worked in investment banking and central banking for a number of years and gained a finance MSc from the London School of Economics and chartered qualifications in accounting, investments, securities and finance. I decided to build a startup in Nigeria because there were opportunities and issues that needed tackling, and I thought I had the right skill set to do so. So I gave up a well paying job and decided to come back to try and build something that would hopefully contribute to the growth and development of Nigeria.

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How unique are features of StartCredits?

We are the first and only business in Nigeria offering our services to all Nigerians who need loans. We have developed innovative proprietary risk models that accurately measure the borrowers probability of default. This improves our partner lenders’ ability to assess risk, and enables them to disperse more loans to qualified borrowers.

What has been the major achievement StartCredits has chalked since you commenced operation?

We have helped thousands of Nigerians to save millions of naira in interest rate so far and hope to save billions of naira in the coming years.

As much as people really need loans, Rahmon, what is your advice to stay out of debts?

My advice to Nigerians is to ensure you do not take out loans to fund lavish expenditures, loans should be used to finance good business plans. Also remember to budget for interest and other fees in any loans you do take, to stay out of debt. For more technical advice on debt management visit our website on

One of the notable features of your company is the stress on Data Science, how relevant is it?

Data science is at the heart of what we do at StartCredits. We utilise big data analytics to build innovative credits risk models, which help facilitate affordable lending to underserved qualified borrowers.

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What great challenge are you facing in running your startup?

It’s pretty much to do with the adoption of the technology. Technology in general is all about finding the best ways to do things. In certain industries it’s easier to have the incumbents accept that, whereas in finance, people have become entrenched in how they do things. It’s highly profitable, so there’s more resistance to changing a winning formula. Finance is highly resistant to change, but people are slowly starting to adapt as you’re seeing with Blockchain technology, which I think has the potential to revolutionize the finance industry. The banks are slowly coming around, but are still highly resistant to change given the nature of the business. In Nigeria, it’s mostly trying to get the people to use the technology. People are highly suspicious of new technologies, so it’s a bit of a challenge

How do you foresee this industry going into the future?

The lending market in Nigeria will be one driven primarily by digital lending in the future, as it is more efficient. I also feel we will continue the cultural tradition of thrift lending (Ajo, Esusu), as it fosters community cohesion.

Tell us which African entrepreneurs inspire you and why.

I think all African entrepreneurs that have built successful business in the face of significant challenges deserve commendation. Saying that I find Ola Orekunrin’s work saving lives with flying doctors to be truly inspiring to all Nigerians and especially young girls. She is a role model who shows them if they study and work hard they can have a significant impact on the lives of many in Nigeria.

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What financial advice can you share with fellow startup founders and aspiring entrepreneurs across Africa?

My advice to entrepreneurs across Africa is to make sure that everything you’re doing is simultaneously helping you achieve your goals and make profits as well. Don’t leverage too much and try not to grow too fast. Also, make sure that what you’re doing is what people want. The whole point of doing business is addressing the needs of society. So make sure you do your extensive research, go out and meet people to listen to what they’re saying, and make sure you have the right skill set to execute your plan. Once all of that is in place, you’re good to go.

Thank you, Rahmon!

To find out more about loan rates and the company, kindly visit

If you want to share your experience as a startup founder on TSH to Africa, send a brief detail of your business to

Did you find this interview inspiring? Kindly leave us your comment.

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